What would you do if your online identity was used to commit a serious crime, and the police knocked on your door with an arrest warrant? This is not only a possibility, it happens to several thousand people every year. As with any case of mistaken identity, you would probably quickly look for the best possible lawyer, but more importantly someone to help undo the damage done. In the digital world, everything lasts for ever. Such help does not come cheap, and soon ordinary citizens will be routinely offered cyber insurance, and they should seriously consider it. Would you?
Cyber cover has been one of the hottest topics in the insurance world for the past few years. Insurers have been tripping over each other to offer policies that protect their customers against the worst that cyber criminals can throw at them.