As 2019 comes to an end, American consumers can confidently say they have been hit with a wave of phishing scams.

By the looks of things, 2020 will be faced with a different beast, SMISHING aka text based/SMS phishing.

According to consumer credit reporting company Experian’s 2020 data breach industry forecast, smishing is the top threat individuals will likely be targeted by in the coming year, followed by drones that steal consumer data, disruptive deepfakes, hacktivism, and identity theft through mobile payment systems.